Dental Care Payment Options

Year-End Dental Benefits and Flex Dollars Disappear Soon

It's that time of year again, when our phones start ringing off the hook with requests for last-minute appointments to get dental treatment before the money disappears.  So fair warning - CALL NOW if you don't want to lose out! Dental Insurance and Flex Dollars Disappear December 31st If you're a procrastinator-type person when it comes to dental care, no worries, you're not alone!  Unless there is pain involved, dental work doesn't seem very urgent, but not getting treatment done before the end of the year can result in a totally different pain......the pain of throwing away money! No one likes to lose money, but that's what happens when your insurance year runs out, or when you don't use the flex dollars you already set aside.  Insurance benefits don't roll over to the next year, and crazy as it seems, even though flex dollars are YOUR money that you set aside, if you don't use them, your employer gets that money back, not you. Flex Accounts to be Cut Drastically in 2013 Regardless of your politics or what you think of Obamacare, the simple fact is that the amount you can set aside for a Flex Account in 2013 will be cut by HALF.  I don't understand the reasons behind this in the least, but that's what is going to happen.  So this is the time to use what you have, because next year you can't set aside as much. Our End of Year Schedule is Already Filling Up! With so many people waiting until the last second, our schedule gets incredibly full by around December 10th, and after that, you'll have to hope someone else cancels, which doesn't happen often.  So rather than wait [...]

By | 2017-06-09T20:34:57-04:00 November 26th, 2012|Dental Insurance|0 Comments

Waiving Dental Insurance Co-Pays is Fraud!

"My Old Dentist Didn't Make Me Pay the Co-Pay.  Why Won't You?" Fortunately, this is not a question I hear very often, but from colleagues around the country, I know that more and more patients are asking that their co-pays be waived, and more and more dentists are doing it.  Heck, some dentists are even ADVERTISING it!  But there's something VERY important that every dentist and every patient should know: Waiving Dental Insurance Co-Pays is ILLEGAL Did you know that, if your dentist waives the co-pay for your dental treatment, s/he is actually committing insurance fraud?  And that you are a participant in it?  Kind of scary, but around the US, a number of dentists have actually been prosecuted and sent to jail for such insurance fraud.  This is a very serious matter!  Read what Delta Dental has to say on the issue: [...]

By | 2017-06-09T20:42:58-04:00 November 6th, 2010|ANNOUNCEMENTS, Dental Insurance|0 Comments

The Southern Women’s Show from a Dentist’s View

Well, it's been almost 2 whole days for Smiles by Payet Dentistry here at the SWS, and it's been a blast.  Admittedly, as a happily married guy, I've probably not enjoyed it as much as the women or as if I were single :-) , but it's been a blast as an exhibitor for the first time (it won't be the last for sure).  We put a lot of work into our booth, so of course we'd love it if you stopped by Booth 204-206, which is right by the Fashion Stage to the left of the Main Entrance. A couple of my awesome staff, Rosie and Kay, set it up with some help from Kay's friends, Patti and Chuck. Check it out: It's a lot of fun watching people, of course, and it's been fun watching people and getting to talk to so many as they go by, or as they stop and ask questions about our Oxyfresh Fresh Breath products, the Six Month Clear Adult Braces, Laser Periodontal Therapy, or Invisalign.  Since I have my camera with me, fellow professional photographers do stop to chat as we're shooting the fashion shows (it's easy to spot us with big white lenses LOL); we've also gotten to meet a number of the models after they've finished their shows, and I'm excited to say [...]

Six-Month Braces if you have Gum Disease? YES!

Patients with periodontal (gum) disease often end up being very embarrassed about their smiles, because as the disease progresses and more bone is lost, the teeth start drifting.  It's not uncommon to see the teeth flared out with a lot of spaces between them, or the bottom front teeth really crowded as the teeth shifted with the bone being lost. Very often, these cases are the kind that would respond very well with our Six Month Braces, but there's a little problem......if you try to move teeth with braces while there is active gum infection going on, you will only make the situation worse, with the result being even more bone loss, more gum recession, and eventually even looser teeth than before you started.  While it might seem like your smile is improving during the process, once the braces came off, and the support they provided was gone, you'd suddenly realize you were closer than ever to losing your teeth entirely.  So it's not uncommon that people simply become resigned to not only having gum disease, bad breath, etc., but to living with a smile that embarrasses them. Now There is a Way! As one of only 4 dental offices in the city of Charlotte (along with 1 in Salisbury and 1 in Fort Mill, SC) with the Periolase MVP-7 dental laser, with which we perform Laser Periodontal Therapy(TM), a patented procedure that treats gum disease more effectively and more comfortably than any other procedure currently available, we can actually regenerate bone and healthy gum attachment.  And THAT is why it allows us to offer patients a way to not only save their teeth from gum disease and dentures, but also to give them a [...]

2009 is Almost Over – Use Your Dental Benefits/Flex Plan $ or Lose Them!

USE IT OR LOSE IT! Your Dental Insurance, that is.  Did you know that, when your dental insurance year runs out, you LOSE whatever benefits you have left?  Unlike phone minutes, there’s no “roll-over” for your insurance, so once they’re gone, they’re GONE. We are rapidly approaching the end of 2009, and our schedule is already filling up for those last appointments of the year; if you don’t schedule now, you could easily miss out on the opportunity to use your benefits to help you get the dental treatment you need.  If you want to use Flex Plan dollars (‘cause you lose those, too, don’t forget!) or Dental Insurance that is still available, please call Liz at your first chance so you don’t miss out. END-OF-YEAR SPECIALS In addition to using your Dental Benefits, we are offering some really cool End-of-Year specials to help you out (hey, if you save some money and I get to stay busy, we BOTH benefit, right?) 1)      Get up to an ADDITIONAL $500 off our amazing Six-Month Braces! This has been incredibly popular, and patients tell us almost every day that they can’t believe how fast their teeth are straightening out.  Many are going to have the smiles straight and white by Thanksgiving or Christmas already.  Since we already have the coupon for $500 off, if you chose this option, you can save UP TO $1000!  If you’re doing 1 arch, you save $250 extra, but $500 off if you do both top and bottom teeth. 2) SAVE YOUR TEETH FROM GUM DISEASE AND $500 OFF! If you have gum disease and we’ve talked with you about LANAP, here’s the best way to go: We are scheduling blocks of [...]

Quality Dental Plan: Charlotte’s BEST Dental Discount Plan

Thanks to some connections across the country, I am very pleased to announce another exciting development in our dental practice that we truly believe will benefit patients, and that is the Quality Dental Plan, the first nationwide dental discount plan that is truly designed to be AFFORDABLE to both employers and individuals.  In fact, we plan on going out into the small business community to promote this as an affordable way to offer dental benefits to their employees and for their employees to get better dental coverage than with traditional or even PPO dental insurance.  So just how does the Quality Dental Plan work? For Employers: Talk about economical and simple to administrate: all you have to do is pay a 1-time annual fee of $347 per employee......AND THAT'S IT!  You have now provided each employee with dental benefits that far exceed what they can usually get from typical dental insurance.  No monthly deductions, no monthly payments, and I'd bet about anything that you will be paying less than you currently pay for your company's dental benefits.  It COMPLETELY eliminates your administrative work except that all you have to do is let us know if you add or subtract any employees during the year.  THAT'S IT!  And if you want to add a little more value for your employees, you can sign up their family members for ONLY $197 EXTRA PER PERSON! Theoretical Employer Scenario: 10 Employees x $347 = $3470 annual enrollment.  You're done.  :-) Say each employee has 1 family member, so you decide you want to cover them, too.  So 10 family members x $197 = $1970; so now you've paid a TOTAL of $5,440 and ALL of your employees and their [...]

Dental Discount Plan for Cosmetic Dentistry? You bet!

I've talked about our Smiles by Payet Dental Discount Plan several times, but something that may be overlooked is that this even covers Cosmetic Dentistry! Imagine you're looking for a Smile Makeover and want to get Porcelain Veneers [...]

Just how outrageous is dental "insurance?" Check this out!

As a practicing dentist for almost 11 years now, in a practice that does accept assignment of dental insurance benefits, I have seen almost every conceivable attempt by dental insurance companies to hold up payment, deny payment, or anything they can do to keep the money that should rightfully help pay for your dental care.  But this one took the cake for me, and I have to share.  Which insurance company?  Metlife.  Seriously........they said there was not enough missing tooth structure due to decay or fracture on these teeth, and therefore they don't need crowns.  Are they CRAZY!!!!!?!?!?!?!? [...]

Dental payment plans, interest-free dental financing in Charlotte, NC

As I mentioned in my last post about patients without dental insurance, I would like to add that there is another great option that we offer at my dentist's office in Charlotte, NC, and that is CareCredit.  A tremendous number of my patients have used the 3-, 6-, and 12-Month Interest-Free Dental Patient Financing to help them get their dental work done without putting them in a bind. Check our website for the link to their Online Application, and you can have that ready when you come in, too.  The more you have done before you come in, the easier your appointment flow will be, and you can rest assured that you're covered financially.

By | 2017-06-09T20:45:32-04:00 April 23rd, 2009|Dental Care Payment Options, Dental Insurance|0 Comments

Smiles by Payet Dental Discount Plan

I thought I'd just mention this again, as we've had increasing interest in our Smiles by Payet Dentistry Dental Discount Plan; as far as I know, it's the only Dental Discount Plan in Charlotte, NC that's offered.  Patients are finding some real savings with it.  We are only offering this for patients with NO Dental Insurance; alternately, if you have an HMO or DMO plan and don't want to see the dentist your network says you have to see, this option would work for you, too!

By | 2017-06-09T20:45:34-04:00 April 21st, 2009|ANNOUNCEMENTS, Dental Insurance|0 Comments