At Smiles by Payet Dentistry in Charlotte, NC, Dr. Charles Payet is a Participating Provider with Delta Dental Premier and CIGNA PPO plans. We accept practically all dental insurance plans except DMO and HMO and file your insurance claims as a courtesy.
Year-End Dental Benefits and Flex Dollars Disappear Soon
It's that time of year again, when our phones start ringing off the hook with requests for last-minute appointments to get dental treatment before the money disappears. So fair warning - CALL NOW if you don't want to lose out! Dental Insurance and Flex Dollars Disappear December 31st If you're a procrastinator-type person when it comes to dental care, no worries, you're not alone! Unless there is pain involved, dental work doesn't seem very urgent, but not getting treatment done before the end of the year can result in a totally different pain......the pain of throwing away money! No one likes to lose money, but that's what happens when your insurance year runs out, or when you don't use the flex dollars you already set aside. Insurance benefits don't roll over to the next year, and crazy as it seems, even though flex dollars are YOUR money that you set aside, if you don't use them, your employer gets that money back, not you. Flex Accounts to be Cut Drastically in 2013 Regardless of your politics or what you think of Obamacare, the simple fact is that the amount you can set aside for a Flex Account in 2013 will be cut by HALF. I don't understand the reasons behind this in the least, but that's what is going to happen. So this is the time to use what you have, because next year you can't set aside as much. Our End of Year Schedule is Already Filling Up! With so many people waiting until the last second, our schedule gets incredibly full by around December 10th, and after that, you'll have to hope someone else cancels, which doesn't happen often. So rather than wait [...]
Waiving Dental Insurance Co-Pays is Fraud!
"My Old Dentist Didn't Make Me Pay the Co-Pay. Why Won't You?" Fortunately, this is not a question I hear very often, but from colleagues around the country, I know that more and more patients are asking that their co-pays be waived, and more and more dentists are doing it. Heck, some dentists are even ADVERTISING it! But there's something VERY important that every dentist and every patient should know: Waiving Dental Insurance Co-Pays is ILLEGAL Did you know that, if your dentist waives the co-pay for your dental treatment, s/he is actually committing insurance fraud? And that you are a participant in it? Kind of scary, but around the US, a number of dentists have actually been prosecuted and sent to jail for such insurance fraud. This is a very serious matter! Read what Delta Dental has to say on the issue: [...]
2009 is Almost Over – Use Your Dental Benefits/Flex Plan $ or Lose Them!
USE IT OR LOSE IT! Your Dental Insurance, that is. Did you know that, when your dental insurance year runs out, you LOSE whatever benefits you have left? Unlike phone minutes, there’s no “roll-over” for your insurance, so once they’re gone, they’re GONE. We are rapidly approaching the end of 2009, and our schedule is already filling up for those last appointments of the year; if you don’t schedule now, you could easily miss out on the opportunity to use your benefits to help you get the dental treatment you need. If you want to use Flex Plan dollars (‘cause you lose those, too, don’t forget!) or Dental Insurance that is still available, please call Liz at your first chance so you don’t miss out. END-OF-YEAR SPECIALS In addition to using your Dental Benefits, we are offering some really cool End-of-Year specials to help you out (hey, if you save some money and I get to stay busy, we BOTH benefit, right?) 1) Get up to an ADDITIONAL $500 off our amazing Six-Month Braces! This has been incredibly popular, and patients tell us almost every day that they can’t believe how fast their teeth are straightening out. Many are going to have the smiles straight and white by Thanksgiving or Christmas already. Since we already have the coupon for $500 off, if you chose this option, you can save UP TO $1000! If you’re doing 1 arch, you save $250 extra, but $500 off if you do both top and bottom teeth. 2) SAVE YOUR TEETH FROM GUM DISEASE AND $500 OFF! If you have gum disease and we’ve talked with you about LANAP, here’s the best way to go: We are scheduling blocks of [...]
Dental Discount Plan for Cosmetic Dentistry? You bet!
I've talked about our Smiles by Payet Dental Discount Plan several times, but something that may be overlooked is that this even covers Cosmetic Dentistry! Imagine you're looking for a Smile Makeover and want to get Porcelain Veneers [...]
Just how outrageous is dental "insurance?" Check this out!
As a practicing dentist for almost 11 years now, in a practice that does accept assignment of dental insurance benefits, I have seen almost every conceivable attempt by dental insurance companies to hold up payment, deny payment, or anything they can do to keep the money that should rightfully help pay for your dental care. But this one took the cake for me, and I have to share. Which insurance company? Metlife. Seriously........they said there was not enough missing tooth structure due to decay or fracture on these teeth, and therefore they don't need crowns. Are they CRAZY!!!!!?!?!?!?!? [...]
Smiles by Payet Dental Discount Plan
I thought I'd just mention this again, as we've had increasing interest in our Smiles by Payet Dentistry Dental Discount Plan; as far as I know, it's the only Dental Discount Plan in Charlotte, NC that's offered. Patients are finding some real savings with it. We are only offering this for patients with NO Dental Insurance; alternately, if you have an HMO or DMO plan and don't want to see the dentist your network says you have to see, this option would work for you, too!
Exciting new update at Smiles by Payet Dentisty
While it may not seem like an earth-shattering improvement, today we took a big step in improving our Customer Service today! Today we installed some new software in our office called "Dentforms;" what this software allows us to do, starting NOW, is to become almost a PAPERLESS dental office. Now, you're probably thinking, "So what does that mean to me," right? Here's what it means: [...]
